Budget.
I always have a hard time budgeting. I find it difficult to keep track of all our spending, not that we spend much though. We don’t. But more often than not, I go beyond the alloted funds. I tried downloading from the net several budget worksheets but I was able to use them for a few times only. I tried to have an envelope for each budget category (bills, grocery, etc.) but still no success. Is it time for me to get a financial reporting software?
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